Get Covered in 3 Easy Steps

Step 1: Apply Online

Complete our simple online application. You'll provide basic information about yourself and your health history.

Step 2: Answer Health Questions

Answer a few health-related questions. This helps the insurance company assess your risk.

Step 3: Review Your Options

We'll compare quotes from top insurance providers to find the best policy for your needs and budget.

Underwriting Explained

While a medical exam isn’t required, insurance companies still evaluate your risk. They use factors like your age, health history, lifestyle, and coverage amount to determine your premiums.

Factors that Affect Premiums